Business guide · PDF + downloadable ZIP
M-Pesa Agency Business Plan for Kenya
## M-Pesa agency planning kit Edition 2 separates commission revenue from customer transaction value and links eligibility, float, physical cash, e-money, reversals, security and commission statements.
Files
PDF + downloadable ZIP
Scope
12 planning sections
Access
Download after payment
- Adjust the included Excel workbook to your own records and assumptions.
- Review the cost assumptions, risks and operating choices behind the model.
- Use the sample and section list to decide whether this scope fits your situation.
See the work before you buy
PDF + downloadable ZIP. 12 sections covering the decisions behind this product.
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M-Pesa agency planning kit
Edition 2 separates commission revenue from customer transaction value and links eligibility, float, physical cash, e-money, reversals, security and commission statements. The original 11-tab workbook is preserved at KSh699, including its Float and Commission tab.
At an illustrative 600 commissionable transactions/month and KSh300 commission per transaction, annualized modeled revenue is KSh2.16m and operating result KSh708,000 before KSh850,000 setup and a separately funded float. Break-even is 355 transactions/month. Confirm current operator eligibility and actual commission in writing; Safaricom's public agent requirements may not describe every dealer or single-outlet arrangement.
The paid download
What you keep after payment
The full PDF guide is accompanied by the downloadable ZIP file listed above. The sample lets you inspect the guide format. Review the contents before checkout.
Included files
- PDF guide
- Downloadable ZIP file
Covered decisions
Executive Summary · Idea Validation and Market Overview · Target Customer Profiles · and more
Full contents · 12 sections
- Executive Summary
- Idea Validation and Market Overview
- Target Customer Profiles
- Competitor Landscape
- Business Model and Pricing Strategy
- Operations Plan (Setup, Staffing, Suppliers)
- Regulatory and Licensing Checklist
- Marketing and Sales Plan
- Financial Projections: monthly operating case and annual sensitivity
- Risks and Mitigation
- Action Plan / Next Steps
- Appendix: printable operating records
Sources, assumptions & checks
Figures are planning assumptions to check against your own quotes and records. Internal checks do not constitute independent professional advice or funding approval.
Content checked 23/06/2026
Before you buy
- How do I receive the business plan?
- After Paystack verifies payment, you can download the files immediately and BizPlans also emails a private download link to the address used at checkout.
- Can I use M-Pesa?
- Yes. Paystack supports M-Pesa and bank card payments for Kenyan buyers.
- Can I edit the numbers after buying?
- The PDF is a reference document rather than an editable file. Where an editable calculator is included, the product page states this clearly.
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Understand a business
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Run the numbers
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